Question 1

Is the free version actually usable?

Accepted Answer

Yes. You get 30 transactions per month, 2 BNPL plans, 1 budget, CSV import, and the full dashboard. Most casual budgeters never need more.

Question 2

How is this different from YNAB or Monarch?

Accepted Answer

Three ways: (1) No bank login required - your data stays private. (2) BNPL auto-splitting that no other app offers. (3) One-time $49 payment instead of $99-$109/year subscriptions.

Question 3

What happens when I hit a free tier limit?

Accepted Answer

You'll see a friendly nudge with your current usage. Your existing data is never locked or hidden. Upgrade anytime to remove all limits.

Question 4

Why one-time instead of a subscription?

Accepted Answer

Because we're building a budget app, not draining your budget. Pay once, use forever. All future updates included.

Question 5

Can I try every feature before paying?

Accepted Answer

The free tier includes every single feature - just with quantity limits. You'll know exactly what you're getting.

Question 6

What BNPL services do you support?

Accepted Answer

All of them. Afterpay, Klarna, Affirm, PayPal Pay in 4, Zip, Sezzle - any service that splits payments into installments. You enter the details, Budgetpeer handles the splitting.

Question 7

Can I track my investments and savings?

Accepted Answer

Yes. The Savings page shows your month-by-month savings rate with trends. You can also create tracking accounts for investments, retirement, savings, or education funds. No brokerage connection needed. Free users get 1 tracking account, paid users get unlimited.

Question 8

Do I need to connect my brokerage?

Accepted Answer

No. You manually log your balance - Budgetpeer never connects to any financial institution.

Question 9

Is there a mobile app?

Accepted Answer

Budgetpeer is a web app that works on any device - phone, tablet, or desktop. Add it to your home screen for an app-like experience.

Question 10

Can I import my spreadsheet?

Accepted Answer

Yes. CSV import lets you bring in your existing transaction history so you don't start from zero.

Question 11

Is there a refund policy?

Accepted Answer

30-day money-back guarantee. If Budgetpeer doesn't work for you, email us for a full refund.

Question 12

What's the early bird deal?

Accepted Answer

The first 100 buyers get Budgetpeer Lifetime for $24 instead of $49. Once they're gone, it's $49 permanently.

Question 13

What currencies do you support?

Accepted Answer

Over 100 currencies worldwide, including USD, CAD, EUR, GBP, AUD, MXN, and many more.

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